Covid-19 is making things tough for businesses around the UK.
Some people are facing real hardship. Many have lost their jobs or are on lower wages.
At times like these, paying rent or making mortgage repayments can be difficult – or even impossible.
One fifth of people in the UK rent their home. And both landlords and tenants are feeling the crunch.
But the Government is taking steps to stop renters becoming homeless due to Covid-19.
As of 26 March, landlords in England and Wales must give three months' notice before they can start court action to evict. (Before, only two weeks' notice was needed.)
And all court action for eviction is on hold until 23 August. So no one can be evicted for not paying rent before 23 August – even if they were given notice before the new rules came in.
Meanwhile, buy-to-let landlords can apply for a three-month mortgage holiday. Landlords should speak to their lenders for more details.
Whether or not tenants are paying rent, landlords must maintain rental properties as usual. Landlords might not be able to fix problems as quickly as normal. But they mustn't delay repairs unreasonably.
Tenants' responsibilities are unchanged too. If tenants don't pay rent, arrears will build up.
Going to court
Landlords and tenants need to try to sort things out themselves. Paying lower rent for a time or a rent holiday might work. And put anything new you agree in writing. Going to court should be seen as a last resort.
Find out about your rights at Gov.uk.
If you think you might need legal advice, learn about using a regulated legal advisor.
Good to know
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